June 4, 2012 by Gina

American Healthcare System Facing Scrutiny

Shocking to most asked, it turns out that congressional members receive the same essential medical insurance package as the rest of our state and federal workers. Everyone from the receptionist at the Pennsylvania capitol offices to the Senate Majority Leader go to their doctors with the FEHBP. Government workers have it made when it comes to medical coverage. Or that is how many see it. A recent article reviews what these workers really receive, and why their benefits may soon be altered. You can review it in full detail by clicking to the Office of Personnel Management, the source with the information. Insurance agents such as Bissell Insurance in Jacksonville are known to review your current plan and seek out a policy which works for you. This program provides roughly two hundred state based health management organization providers, extremely similar to employer packages the average American gets.

Politicians can also receive critical medical and dental care at military hospitals and medical centers where there is no charge for medical care. Quite possibly the greatest feature of this plan’s benefits package is that it has the option to continue into retirement for Senators eligible for a government annuity or if the policy holder has continuously enrolled for the past few terms. However, active members of the House and Senate can also get medical assistant from the Attending Physician at the congressional offices in D.C. This service comes for the extremely small yearly stipend of just over six hundred dollars, in spite of participation in the federal plan. How would you like to spend less for your doctor for a whole year than you spend on cable? This tiny fee grants users lots of services from a quick examination to standard blood screenings and consultations.

With healthcare expenses rising exponentially every year and no solution, many citizens doubt they will ever be able to receive the attention they require. While this is all well and good, what does it mean to your average American? Beyond health insurance are growing problems with umbrella insurance and car insurance. On the whole, the insurance system in America is a nightmare and in dire demand of an overhaul from the basement up. Look over this trivia on insurance to see if you agree:

Though many issues have a role, most uninsured citizens report cost as the primary reason. Since January, over a hundred million citizens have lifetime fiancial limits on their health insurance programs. Just about fifty percent of all bankruptcy filings in the United States are caused by overwhelming healthcare expenses. The United States of America spends double on medical services per citizen when compared to every other country. Did you know that there are greater than forty million uninsured Americans less than sixty five years old?

Health care has been a substantial political problem for years. The horrific state of the American medical insurance system has caused over twenty thousand deceased newborns every year. Hundreds of thousands of Americans depend on the Medicaid system for medical care. Several health policies now come with flexible spending accounts which allow pre-tax dollars to be used for healthcare associated services. The U.S. is the sole wealthy, industrialized nation on the planet without a free medical program. Medical reform mandates have caused insurance policies to be outlined so they can be easily understood.

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