When you are in a situation where you need money right away and the banks are saying no you can go online and get a Payday advance. There is a variety of different companies that are offering these payday advances and all that a person needs to secure them is a full time job, checking account and a willingness to repay the loan.
The lenders who are providing these pay day advances are not focused on your credit score and it will not even come up in the conversation, all that the lenders look at is the amount of money you make in a pay period and use that amount to make a determination of how much they will lend you. Once the lender has approved the loan offer if you accept it the cash is placed inside of your checking account within an hour or two. You will need to repay the loan by your next pay day and once the lender has received the funds you have the ability to borrow again on the spot if necessary. By having access to cash when you really need it these pay day loans are meeting an urgent financial need that banks and other institutions are not addressing.